"State Tax Calculator (2026) — Free & No Signup

Federal tax is only half the picture. This calculator estimates state personal income tax for the ten states we actively maintain — California, New York, New Jersey, Pennsylvania, Illinois, Ohio, Georgia, Texas, Florida, and Washington — and shows federal and state side by side in one combined view. Free, no signup, every state bracket table cited with its source and verification date, and a snapshot URL that replays your exact inputs. If your state is not on the list, we say so on the form instead of silently defaulting to zero.

Maintaining accurate, current bracket tables for every state is exactly where large calculator sites go stale — a widely used 50-state calculator still runs federal tables from two years ago. We would rather cover ten states correctly, with per-row source stamps and an annual re-verification pass, than fifty states quietly rotting. Coverage expands state by state as verification capacity allows; the changelog records every addition.

State. The ten supported states, each with an explicit bracket table. Three of them — Texas, Florida, and Washington — have no personal income tax; selecting one shows a $0 state liability with an honest note rather than pretending to compute one.

Filing status. State brackets and deductions often differ from federal; the state branch uses its own table where one exists.

Income. Wages or total income, depending on the state's structure.

Federal result. The combined view starts from the federal estimate so the total is one number, not two tabs.

Tax year. Per-year state tables; states re-index at different times than the IRS, and each row is stamped with its verification date.

States genuinely differ in shape, not just rate. A community-documented comparison: Oregon's lowest bracket (4.75%) is steeper than California's at the bottom, while California's top brackets run far higher — and Oregon's "kicker" mechanism returned 44.28% of 2023 state overpayments to residents, an effective-rate twist no flat summary captures. Pennsylvania's flat structure differs from New Jersey's brackets-and-exemptions design. These structural differences are why state tax is a standalone calculation and why we refuse to average or approximate.

Unsupported states are labeled "not yet supported — no estimate given," deliberately. A wrong number would be worse than no number.

Ten state tables (CA, NY, NJ, PA, IL, OH, GA, TX, FL, WA), each row with source and verification date.
No-personal-income-tax states explicitly branched: TX, FL, WA.
Federal anchor: 2025 single $50,000 wages → $3,961.50 federal income tax; FICA $3,825 — so the combined view is checkable against known-good values.
2026 values pending IRS first-hand verification where they derive from federal figures.

This calculator produces an estimate for planning purposes. It is not tax advice, and it is not a substitute for filing an accurate return. Some states impose additional local taxes this tool does not model — check your locality.

Frequently asked

**Which states have no income tax?**

Of our supported set: Texas, Florida, and Washington. The calculator shows a $0 state estimate with a note; other states' absence from the list means "not supported yet," not "no tax."

I moved mid-year — which state do I owe? Usually each state taxes income earned while you were a resident (with part-year returns at filing). The calculator estimates one state at a time; a move means running it twice with the income split — community threads show cross-state moves sometimes raising take-home, sometimes lowering it.

Why isn't my state listed? Ten maintained states beat fifty stale ones. We expand as tables are verified; the changelog on the methodology page records each addition. No silent defaults — the form tells you outright.

Do states tax capital gains differently? Several do — California and New Jersey are the notable cases our capital gains calculator flags in its state add-on mode. Federal preferential rates don't always carry over.